Having a professional that knows what banks are willing to issue a SWIFT MT-799 and what requirement they have will save you a lot of time and heartache. An arrangement is made with the purchasers’ bank to have an MT-799 wired to the seller’s bank. Many banks are unwilling to issue MT-799′s, for there mere reason that doing so would make them liable for the full cost of the said transaction, leaving the bank liable for millions of dollars. A bank will not issue an MT-799 without collateral to secure their interests. Bank charges and fees vary but be prepared, this process is certainly not free.